PROFESSIONAL LIABILITY

E&O Liability Insurance

What is Professional Liability Insurance?

Professional liability insurance (PLI), also called professional indemnity insurance (PII) but more commonly known as errors & omissions (E&O) in the US, is a form of liability insurance that helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. The coverage focuses on alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by the policyholder.

If your company offers services to regular customers or if you have a unique product or service your business is based on, E & O insurance is vital. Accidents will happen. Mistakes will be made. The last thing you want is to be held liable for costly legal fees when a client or customer is unhappy with your product or service. An Errors & Omissions insurance policy provided to you through Texas General Insurance will keep you financially safe during these unavoidable situations and help you prevent the embarrassment and loss of business due to a costly claim against your Texas company.

E & O coverage is not included in a general commercial liability insurance policy or any other commercial package but is an affordable addition to your commercial policies.

We Shop for You…

With access to over 30 different carriers, we shop multiple A.M. Best A rated companies to find you comprehensive coverage at the best value. And come renewal time, our revolutionary system alerts our team if you have a rate increase and notifies us to start finding you a better rate.

Larger Market

Our vast relationships with trusted carriers, as well as our pride in service, is what separates us apart from our competition. We are consistently looking for and adding new companies to our market. Keeping the competition among them high helps keep your insurance cost low.

Annual Policy Reviews

Our innovative system automatically lets us know of significant rate increases 30 days in advance, allowing us time to find you a better rate.

Superior Service

“During the purchase of a new house, I took the opportunity to shop my insurance, as my current provider’s quote was over the top. I looked at several of the major, well-advertised carriers besides getting a quote from Texas General. Texas General not only beat the others significantly in price, but the policy was with a well-known, nationwide carrier and they made the switch quick and easy. I have been with them for two years now and have no complaints.”

– Glenn L. Sprenger
Houston, TX

“If anyone is in need of some insurance, this is the guy to call!”

– Tracy Chrisman
Houston, TX

 

PROFFSIONAL
LIABILITY

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