WORKERS’ COMPENSATION

On the job protection with workers’ compensation insurance

What is Workers’ Compensation Coverage?

Workers’ compensation provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. It also provides a deceased workers’ family with a financial benefit. If a workers’ family decides to sue a company, it can also help cover the related legal fees.

Workers’ compensation insurance can help protect your business and employees in events such as these:

  • An employee slips on ice, injures himself while walking up the stairs to the office, and requires an emergency room visit and weeks of recovery time.
  • An employee injures her back lifting a box of printer paper and requires a doctor’s attention, medication and physical therapy.
  • An employee returning to the office from visiting a client is injured in a car accident and requires hospitalization.

With workers’ compensation insurance, your policy will help pay for the medical expenses needed to treat these job related injuries and illnesses. Workers’ compensation will also help employees keep their income while they take time off to recover.

Am I required to have Workers’ Compensation Insurance?

Workers’ compensation insurance is required by law in most states and each state’s requirements can vary significantly. Our advisers can help explain the specific obligations required by each state and help ensure businesses get the coverage they need.

We Shop for You…

With access to over 30 different carriers, we shop multiple A.M. Best A rated companies to find you comprehensive coverage at the best value. And come renewal time, our revolutionary system alerts our team if you have a rate increase and notifies us to start finding you a better rate.

Larger Market

Our vast relationships with trusted carriers, as well as our pride in service, is what separates us apart from our competition. We are consistently looking for and adding new companies to our market. Keeping the competition among them high helps keep your insurance cost low.

Annual Policy Reviews

Our innovative system automatically lets us know of significant rate increases 30 days in advance, allowing us time to find you a better rate.

Superior Service

“During the purchase of a new house, I took the opportunity to shop my insurance, as my current provider’s quote was over the top. I looked at several of the major, well-advertised carriers besides getting a quote from Texas General. Texas General not only beat the others significantly in price, but the policy was with a well-known, nationwide carrier and they made the switch quick and easy. I have been with them for two years now and have no complaints.”

– Glenn L. Sprenger
Houston, TX

“If anyone is in need of some insurance, this is the guy to call!”

– Tracy Chrisman
Houston, TX

 

WORKERS’
COMPENSATION

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