Lender Placed Insurance

Why Texas General?

Finding a reputable force placed insurance company is absolutely vital to your investment. Most mortgage agreements include verbiage that states that the mortgagor must provide evidence of insurance. In the situation whereby the mortgagor does not adhere to this standard, this policy allows you to “force” the insurance onto the appropriate party. This type of force placed insurance helps protect your property and allow you the peace of mind that your property is covered in the event of a covered loss. Whether you are acquiring insurance for a financial institution or you are an individual investor that owns mortgages we help you navigate the insurance issues that will help you become properly protected. We also work with escrow to ease the billing situations.

Included Coverage

  • Property Coverage
  • No Coinsurance Penalty


  • Earthquake Coverage
  • Flood Coverage
  • Terrorism Coverage
  • Vacancy Coverage

We Shop for You…

With access to over 30 different carriers, we shop multiple A.M. Best A rated companies to find you comprehensive coverage at the best value. And come renewal time, our revolutionary system alerts our team if you have a rate increase and notifies us to start finding you a better rate.

Larger Market

Our vast relationships with trusted carriers, as well as our pride in service, is what separates us apart from our competition. We are consistently looking for and adding new companies to our market. Keeping the competition among them high helps keep your insurance cost low.

Annual Policy Reviews

Our innovative system automatically lets us know of significant rate increases 30 days in advance, allowing us time to find you a better rate.

Superior Service

“During the purchase of a new house, I took the opportunity to shop my insurance, as my current provider’s quote was over the top. I looked at several of the major, well-advertised carriers besides getting a quote from Texas General. Texas General not only beat the others significantly in price, but the policy was with a well-known, nationwide carrier and they made the switch quick and easy. I have been with them for two years now and have no complaints.”

– Glenn L. Sprenger
Houston, TX

“If anyone is in need of some insurance, this is the guy to call!”

– Tracy Chrisman
Houston, TX


Spend a few minutes and get your insurance quote on the spot.