HIGH VALUE HOME INSURANCE
Homeowners Insurance Designed For You
Texas High Value Home Insurance
We have exclusive access to comprehensive homeowners policies that are designed for fine homes.
- You may require more or less coverage than your friends and neighbors. We’ll work with you to provide limits that meet your precise needs.
- We understand some of the most beautiful homes are also the hardest to insure. Whether you reside on the coast, in the hill country, in a gated community or all of the above, Texas General has the ability to handle complex insurance needs.
- Coverage is provided for landscaping, breakage of fragile items, and damage caused by domestic pets.
In the unfortunate event of property damage, our carriers provide additional policy provisions that are intended to facilitate the handling of your claim:
- In many instances, our carriers can rebuild on-site to match your home’s exceptional building quality, even if doing so exceeds your policy limit.
- Some carriers can settle claims in cash without any obligation to replace lost items or repair damaged property.
- Damaged personal property can be repaired or replaced with new item(s), without deductions for depreciation through our exclusive carriers.
- Our carriers provide additional living expenses to be made available if your home becomes uninhabitable after a loss.
We Shop for You…
With access to over 30 different carriers, we shop multiple A.M. Best A rated companies to find you comprehensive coverage at the best value. And come renewal time, our revolutionary system alerts our team if you have a rate increase and notifies us to start finding you a better rate.
Our vast relationships with trusted carriers, as well as our pride in service, is what separates us apart from our competition. We are consistently looking for and adding new companies to our market. Keeping the competition among them high helps keep your insurance cost low.
Annual Policy Reviews
Our innovative system automatically lets us know of significant rate increases 30 days in advance, allowing us time to find you a better rate.
“During the purchase of a new house, I took the opportunity to shop my insurance, as my current provider’s quote was over the top. I looked at several of the major, well-advertised carriers besides getting a quote from Texas General. Texas General not only beat the others significantly in price, but the policy was with a well-known, nationwide carrier and they made the switch quick and easy. I have been with them for two years now and have no complaints.”
– Glenn L. Sprenger