What is Texas Workers’ Compensation Insurance?
Workers’ compensation, also referred to as workers comp in Texas, is a type of insurance that gives an injured employee medical benefits and wage replacement. In exchange, the employee relinquishes the right to sue the employer for negligence. Workers compensation also provides a deceased workers’ family with a financial benefit. If a workers’ family decides to sue a company, it can also help cover the related legal fees. Texas workers comp protects all sizes of businesses, from 2 to 2000 employees.
Whether you are looking for Workers Comp in Houston, Austin, Dallas, or San Antonio, our team of experts are here to meet with you and to assist with identifying your coverage needs.
Texas Workers’ compensation insurance can help protect your business and employees in events such as these:
- An employee slips on ice, injures himself while walking up the stairs to the office, and requires an emergency room visit and weeks of recovery time.
- An employee injures her back lifting a box of printer paper and requires a doctor’s attention, medication and physical therapy.
- An employee returning to the office from visiting a client is injured in a car accident and requires hospitalization.
With workers’ comp insurance, your policy will help pay for the medical expenses needed to treat these job related injuries and illnesses. Workers’ compensation in Texas will also help employees keep their income while they take time off to recover.