Protecting things that are most important to you
More protection. Fewer worries. Better riding.
With a Motorcycle Insurance policy, you get more. It’s that simple. More protection for you and your motorcycle. More ways to save. More types of motorcycles insured. And most importantly, more love for your bike. So go ahead, get a motorcycle insurance quote online now and ride with the best motorcycle insurance company.
Full replacement cost and no depreciation for parts
We will always return your bike to pre-accident condition or better. Let’s say that your five-year old front fender gets damaged. It’s used and technically only worth $50, but you need a new one that costs $150. They pay the full $150 and not the depreciated value. That’s a real $100 difference.
Total loss coverage for a brand new bike
You can add this coverage if your bike is no more than one model year old. If it’s totaled within 3 model years, we’ll give you the full amount for a brand new one. Let’s say you bought a bike for $15,000 that’s now only worth $10,000. If it’s totaled, it’s going to cost $15,000+ for a new one. So, they’ll give you the full $15,000+ for the new model. That’s a $5,000 difference. If your bike is totaled when it’s outside the three-model year window, you’ll still get the actual cash value for what it’s currently worth.
Coverage for gear and personal belongings
You can add coverage for just about all of the personal property you carry on your motorcycle if it’s damaged or stolen. This includes camping gear, safety gear and even your phones.
We Shop for You…
With access to over 30 different carriers, we shop multiple A.M. Best A rated companies to find you comprehensive coverage at the best value. And come renewal time, our revolutionary system alerts our team if you have a rate increase and notifies us to start finding you a better rate.
Our vast relationships with trusted carriers, as well as our pride in service, is what separates us apart from our competition. We are consistently looking for and adding new companies to our market. Keeping the competition among them high helps keep your insurance cost low.
Annual Policy Reviews
Our innovative system automatically lets us know of significant rate increases 30 days in advance, allowing us time to find you a better rate.
“During the purchase of a new house, I took the opportunity to shop my insurance, as my current provider’s quote was over the top. I looked at several of the major, well-advertised carriers besides getting a quote from Texas General. Texas General not only beat the others significantly in price, but the policy was with a well-known, nationwide carrier and they made the switch quick and easy. I have been with them for two years now and have no complaints.”
– Glenn L. Sprenger