TEXAS WORKERS’ COMPENSATION
On the job protection with workers’ compensation insurance
What is Texas Workers’ Compensation Coverage?
Workers’ compensation, also referred to as workers comp in Texas, is a type of insurance that gives an injured employee medical benefits and wage replacement. In exchange, the employee relinquishes the right to sue the employer for negligence. Workers compensation also provides a deceased workers’ family with a financial benefit. If a workers’ family decides to sue a company, it can also help cover the related legal fees. Texas workers comp protects all sizes of businesses, from 2 to 2000 employees.
Whether you are looking for Workers Comp in Houston, Austin, Dallas, or San Antonio, our team of experts are here to meet with you and to assist with identifying your coverage needs.
Texas Workers’ compensation insurance can help protect your business and employees in events such as these:
- An employee slips on ice, injures himself while walking up the stairs to the office, and requires an emergency room visit and weeks of recovery time.
- An employee injures her back lifting a box of printer paper and requires a doctor’s attention, medication and physical therapy.
- An employee returning to the office from visiting a client is injured in a car accident and requires hospitalization.
With workers’ comp insurance, your policy will help pay for the medical expenses needed to treat these job related injuries and illnesses. Workers’ compensation in Texas will also help employees keep their income while they take time off to recover.
We Shop for You…
With access to over 30 different carriers, we shop multiple A.M. Best A rated companies to find you comprehensive coverage at the best value. And come renewal time, our revolutionary system alerts our team if you have a rate increase and notifies us to start finding you a better rate.
Our vast relationships with trusted carriers, as well as our pride in service, is what separates us apart from our competition. We are consistently looking for and adding new companies to our market. Keeping the competition among them high helps keep your insurance cost low.
Annual Policy Reviews
Our innovative system automatically lets us know of significant rate increases 30 days in advance, allowing us time to find you a better rate.
“During the purchase of a new house, I took the opportunity to shop my insurance, as my current provider’s quote was over the top. I looked at several of the major, well-advertised carriers besides getting a quote from Texas General. Texas General not only beat the others significantly in price, but the policy was with a well-known, nationwide carrier and they made the switch quick and easy. I have been with them for two years now and have no complaints.”
– Glenn L. Sprenger